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To earn your rewards, simply do the following activities in your checking account each monthly qualification cycle:  Have at least 10 debit card Point-of-Sale purchases of $5 or more post and settle, have at least one direct deposit, automatic payment (ACH) or bill pay transaction post and settle, and be enrolled and receive eStatement notice.

NCUA/FDICEHL

*Minimum to open is $50. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one First CashBack account per tax ID and available only for personal accounts. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.